GUARANTEED CREDIT APPROVAL

Frequently Asked Questions

Below are some answers to some commonly asked questions about our company and the financing services we offer. If you have additional questions not listed below, please feel free to call us at (920) 269-4420 or e-mail us directly.

Bad Credit / No Credit Car Loans

It’s not the vehicle you buy, it’s the Dealership you buy it from and the experience that stands behind it. The real story of our dealership is service before, during and after the sale. Most of our business comes from a growing base of loyal, satisfied customers. We pride ourselves on doing things the "right way" from start to finish. Around here integrity, honesty, and sincerity are a way of life... not just buzz words that are taken lightly. You will not be taken advantage of because of your credit history at Lomira Auto Sales & Service. We are able to arrange financing and provide you with choices. Whether you have bad credit, no credit; whether you have had a bankruptcy or are still in the middle of a bankruptcy: We want to help!

Will I be Approved?

Every customer is approved . . . . GUARANTEED!*

Why is Lomira Auto Sales & Service different?

We are a customer-oriented Dealership with your needs in mind. We understand that bad things happen to good people and we want to help. We are interested in getting your credit working for you rather than against you. We also want you to be aware of the power an auto loan has in helping you to establish or re-establish your credit. Experience the difference for yourself. You deserve to be treated better and to get a better deal.

How can Lomira Auto Sales & Service Approve me when no one else Can?

We have partnered with a Nationwide Financial Institution that will not only provide financing for your next vehicle, but also report your payments to all three major credit reporting agencies. That means when you make your payments on time, your credit is working for you and not against you.

What will my Payment Be?

We are interested in setting you up for success. Therefore, we will have a discussion with you to help determine what payment is affordable, and that is what we will work with.

What will I need for a Down payment?

We are interested in setting you up for success. Therefore, we are going to do our best to work with what you have available. The more cash and/or trade you have the more options that will be available to you.

What should I bring with me?

You should bring a Valid Drivers License, Proof of Residence, Proof of Income, Utility Bill, Insurance Information, Title to Trade (if applicable), References, and Cash Down Payment. Additional documents may be needed based on your individual situation. For a printable document checklist click here. Please contact us at (920) 269-4420 with any questions.

*Guaranteed Credit Approval with (a) a minimum down payment up to 15% of the cost of the car you want to buy; (b) employment with a minimum monthly gross income of $800; (c) evidence of physical Damage Insurance; (d) proof of residence (such as phone or TV cable bill); and (e) a valid drivers license or other valid governmental issued identification.